RBTT Financial Holdings Ltd

RBTT Financial Holdings Limited is in the process of distributing to its shareholders the Directors’ Circular regarding the RBTT/RBC transaction. Shareholders who have not yet received their copy are asked to contact RBTT Bank Jamaica Limited,

17 Dominica Drive, Kingston

5 to make arrangements to have the document delivered directly to them. The Directors’ Circular can also be downloaded from the RBTT website at www.rbtt.com or call (868) 625-4455.